Liability Insurance
Cover request process

Liability insurance offers protection against third party insurance claims. The following are covered:

  • Public Liability: covers claims of personal injury or property damage that a third party suffers as a result of the policyholder’s business activities.
  • Product Liability: covers claims by third parties alleging that a product the policyholder made or sold is defective, and caused them to sustain bodily injury or property damage or death.
  • Professional Indemnity: covers professionals who become legally liable as a direct result of any negligent act, error or omission made during the performance of their duties.
  • School Liability: it covers students and third parties against any damage and accidents that may occur while at school or on the way from or to school.
  • Carrier Liability: covers the transporter of the goods/merchandises under the policyholder’s care, custody or control.
  • Directors and Officers Liability: covers the cost of compensation claims made against the policyholder’s business's directors and key managers (officers) for alleged wrongful acts.
Under Liability Insurance, the following are covered
  • Public Liability
  • Professional liability
  • Product Liability
  • School Liability
  • Carrier Liability
  • Directors and Officers Liability
Processing the cover for liability insurance requires the following information: Filled proposal form and CV for professional liability

Liability Insurance Claim

Claim processing process

Claims can be lodged in all BK branches. You can use the nearest BK branch office to lodge your claim. A claim with all required documentation is settled within 2 days after the date of receipt of the claim. Complicated engineering cases may take a maximum of 7 working days. On line services are being developed to facilitate our clients to make claim declarations online.

Information Required

For a claim to be processed, the following information is required: Filled the declaration form or letter, Insurance policy, Land title, Police report, and loss/damage estimates

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